More than 160,000 members worldwide trust our services!



The CREDITREFORM organization is the leading provider of business information, marketing data and receivables management solutions in Europe. Since 1879, we have been protecting our clients from unscrupulous business partners. This basic idea has not changed in any way to this day, but our services continue to evolve.

The organization was founded more than 140 years ago in the city of Mainz, Germany, when a group of local merchants decided to band together in an attempt to protect themselves from unfair business practices by exchanging information about collecting overdue debts.

Today, the organization has 128 independent branches in Germany alone. They look after around 128,000 member companies of all sizes and from all sectors – including businesses, banks and insurance companies, as well as sole traders and start-ups. Our specialists help assess business risks, identify potential clients and relieve clients of the burden of keeping track of overdue payments.

About 160,000 members from all over the world base their decisions on our analysis and data, which we update and supplement constantly. We are supported by Creditreform Group, Creditreform AG, Creditreform International and a worldwide network of partners.

Creditreform International

Founded in 1995. Creditreform International e.V. is headquartered in Neuss, Germany. The company coordinates the activities of 169 offices in Europe and unifies corporate standards in the field of credit reports and debt collection. Creditreform International has independent offices in 22 European countries and China. In countries where Creditreform does not have a representative, we rely on trusted, long-standing partners.

Creditreform Bulgaria

Established in 1993, Creditreform Bulgaria EOOD is the first debt collection and management agency founded in the Republic of Bulgaria. Through our international offices and partners, we provide corporate credit reports worldwide. Thanks to our many years of experience in debt collection, we successfully recover millions of euros per year to our customers.

Creditreform in numbers

years of experience
mln. credit reports worldwide
members worldwide

What drives us forward: The brand values of Creditreform

  • Together – We live what we have in common with our customers. With over 160,000 members worldwide sharing valuable information and payment experiences with us, we form a large, protective community.
  • Personal – We are there for you.
  • Simple – We make your day-to-day business easier. With our My Creditreform platform, as a member you receive convenient and free access to all of our services – nationally and internationally.
  • Valuable – We provide the foundation for your success. With a comprehensive, qualitative database and our incomparable know-how from 140 years of company history.
  • Supportive – We are at your side as a partner. Whether it's a credit check, market analysis or dunning procedure: our extensive range offers the right solution for every need.

How we work: Serious and transparent

The company processes personal data for specific, explicitly indicated and legal purposes, in accordance with the laws in force in the Republic of Bulgaria and the European Union, observing the principles of good faith, in accordance with the legislation in force. We guarantee compliance with the General Data Protection Regulation (GDPR).

Get to know the services we offer


Company solvency and risk assessment

Information, credit rating, monitoring, payment history

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Debt collection

Collection and management of claims, judicial collection, assignment of claims, collection of multiple debts

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Find new clients worldwide

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