| We are serving the business interests of our members and clients |
The idea to create Creditreform was first conceived in 1879 in Mainz, Germany. A group of local merchants associated into a group to protect themselves against unfair business partners by exchanging information on such partners and helping each other when collecting bad debts. In 10 years only, the idea spread over whole Germany and further associations were created in almost all major German towns. As a rule one member assumed the task of co-ordinator.
The co-ordinators merged into regional associations and the regional associations formed a centralised organisation. Similar associations have been created in other countries. Before Second World War, there were Creditreform offices from Oslo to Istanbul and from London to Warszaw. Between 1945 and 1990, the activity of the organisation was limited to the German speaking Europe: Germany, Luxembourg, Austria, Switzerland and Liechtenstein. Following the political changes during the 90ties in Central and Eastern Europe, Creditreform expanded its presence into Bulgaria, Romania, Russia, Poland, Hungary, the Czech Republic, Slovakia, the Ukraine, Croatia, Slovenia, Serbia, Lithuania, Latvia and Estonia.
Creditreform's office in Bulgaria has been active since 1993. The underlying principle of the organisation as in Western Europe is the mutual assistance among members by sharing information on unfair and unreliable business partners.
Among Creditreform's members and clients in Bulgaria are:
- M-Tel
- GloBul
- Vivatel
- Metro Cash & Carry
- Schneider Electric Bulgaria
- DKV Bulgaria
- BASF
- Beiersdorf
- HVB Bank Biochim
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- DSK Bank
- BNP Paribas Bulgaria
- ING Bank
- BULBANK
- Raiffeisenbank
- Shell Bulgaria
- Louis Dreyfus
- Danone Serdika
- National Electricity Company
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Creditreform branch offices are established in the towns of:
